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“These high rates of increase in sales and prices were going to cool off any way,” said James Gaines, an economist with the Real Estate Center at Texas A&M University. “I think it will be gradual.”.
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Small changes in mortgage rates can have a big impact on the housing market. North Texas home sales fell about 6 percent in the fourth.
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North Texas’ price rise was higher than the nationwide year-over-year increase of 5.3 percent. As mortgage rates go up, will it be harder for Dallas-area homeowners to sell? But the rate of home.
an economist at the Real Estate Center at Texas A&M University. Interest rates and income level also play a role in the disparity, he said. Experts largely agree that most potential homeowners don’t.
Mortgage Rates in Texas. . loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate.
North Texas continues to outperform the country as a whole in mortgage payment rates and foreclosures. In August, 7.79 percent of U.S. homeowners with a mortgage were 90 days or more behind, CoreLogic.